MasterCard Debit Cards are available with all checking accounts by application and bank approval.

The MasterCard card can be used for withdrawals at ATMs or for purchases at merchants throughout the United States and most foreign countries. Your debit card can also be used for purchases via the internet, i.e. airline tickets, Amazon, or thousands of other merchants.

Citizens Bank offers ATMs at our Amarillo and Tucumcari locations for our customers’ convenience. Withdrawals by Citizens Bank customers are free at these locations. 

Citizens Bank is part of the Star SF Network. Star is one of the largest surcharge-free networks in the nation, offering surcharge-free ATM transactions at thousands of locations in the US and Puerto Rico.  Most retailers also offer a cash-back option with purchase, with no extra fees.

 To find a StarSF ATM near you, go to and use the ATM Locator.

Citizens Bank offers MasterCard SecureCode, a service that gives you an additional layer of security when shopping online with your Citizens Bank debit card. And it's FREE! Click here to learn more.

Reporting a Lost or Stolen Debit Card

To report a lost or stolen Debit card, call (800) 523-4175

Identity Theft

Learn how to avoid identity theft, and what to do if your identity is stolen, by clicking the links below:

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